Make the most of it with a range of support and options from UW Credit Union. Adjustable-rate mortgages (ARMs) are described with figures such as 1/1 and 3/1. We can help you finance your boat, RV, snowmobile, and more. Use this calculator to sort through the confusion and determine if refinancing your mortgage is a sound financial decision. Learn how to save money and reduce monthly payments. See rates page for additional details. Beyond Cars & Trucks. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 Get the Details 0.25% Rate Discount. Learn about refinancing to help you save money, simplify your budget and pay off your loans faster. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. In order to qualify for the 1% cash rebate, the vehicle loan must be funded on or after September 9, 2020, and vehicle loan application must be received by December 29, 2020. Apply Now Learn More. To streamline your application, check out this helpful list of things you'll need in advance. You can refinance federal loans and/or private student loans. Refinancing basically involves replacing your current mortgage with a new one that’s a better fit. For ovr 85 years, UW Credit Union has been dedicated to providing best-in-class service to our members. Rapid Refinance has a $149 processing fee due at closing. Complete your application . When times are tough, every little bit helps. If the notification is verbal (made in branch or by phone at 800-533-6773), UWCU requires written verification to be received within 14 days of my verbal notice (delivered in branch or mailed to 3500 University Avenue, P.O. When you take out a student loan or refinance with UW Credit Union, you become a member. Free Financial Tools for College. Returning applicant? Learn more about home loan refinancing in our FAQs. Choose a fixed or variable rate and a term of 5, 7, 10 or 15 years. Apply Now. Protect your personal belongings in the event of an unexpected loss with affordable renters insurance from UW Credit Union. Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel. Local team - Our expert loan officers will help make your refinance a success. Taking cash out for home improvements, debt consolidation and more. Option to make interest-only payments for the first 2 years. Get started now to enjoy no payments and no interest for 90 days. Your home is likely your biggest investment and most important asset. 1. You want to pay off your loan sooner with a shorter term. Refinance Your Loans. Longer terms have higher rates but lower monthly payments. Maximum cash back rebate is $250 per vehicle loan refinanced. Submit your mortgage loan refinance application online. Lowering your monthly payments when you change your rate and term. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. Other closing costs are waived, except for the appraisal cost if required. UW Credit Union is a federally insured financial institution and a leading provider of a full range of consumer financial services. 3. * Lowest Closing Cost Commitment is available only for first mortgage purchase or refinance transactions. Appraisal costs range from $400 to $600 depending on the loan amount. Refinance with Confidence. $149 processing fee applies to new Rapid Refinance requests. The first number is the number of years the initial fixed-rate term lasts. *APR is annual percentage rate. Compare a family student loan. Have you been paying on your student loans but don’t feel like you are making progress? Before you get started with your refi, find helpful information here. Check loan rates for Autos, Motorcycle, RVs, Boats, and Powersports. All rights reserved. Discover how UW Credit Union helped a member through the homebuying process on their forever home. Use this calculator to see if refinancing is right for you. How long will it take to break even on a mortgage refinance? WI Are you just starting repayment of your student loans? Your initial rate is usually lower with an adjustable-rate home loan but may adjust up or down in the future. Discover where you can find UW Credit Union branches in the state of Wisconsin and get access to a full list of available ATMs. Rates and terms vary depending on the model year of your car, truck or motorcycle. Refinance a minimum of $5,000 in student loans. At UW Credit Union, we'll work hard to make your refinancing experience easy and stress-free. UW Credit Union strives to provide high-quality educational opportunities for our members and community by offering free seminars on a variety of topics. Already have student loans? Free Credit Consultation. Click here to open an account or apply for a loan. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. Your rate stays the same with a fixed-rate home loan, which may make budgeting easier. Fast application - Enjoy an easy, streamlined online application process. When you refinance your mortgage with us, you become a member of UW Credit Union. New and Used auto interest rates change over time, but you can access current rates anytime online through UW Credit Union. 5. Must be a primary residence and owner-occupied home. Appointments now available in person or by phone! Simply follow the steps below to apply for a preapproval, a home loan, or a home loan refinance. Refinance your auto loan with UW Credit Union to save money every month. It’s quick, easy, and you’ll get a great rate. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. All rights reserved. Choose a fixed-rate or an adjustable-rate mortgage refinance. If refinancing your student loans sounds appealing, your first step is determining whether it’s a good fit for your goals and your financial situation. Student Loan Refinance Seminar. Apply NowEstimate Your LoanCompare Refinance Options. Begin a New Application. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. Do you feel your interest rates are too high? Make your appointment online. Learn More, Save big with closing costs of just $149. Learn More. Adjustable-rate terms of 15 or 30 years, with ARM options of 1/1, 3/1, 5/1, 7/1 or 15/15. Benefiting from competitive closing costs. In fact, members typically save an average of $1,138 over the lives of their loans when they refinance with us. 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